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We are Pakistan's first and only peer-to-peer financing platform licensed and regulated by the Securities and Exchange Commission. Our mission is to uplift the local business community, bridging financial gaps for MSMEs within the FMCG supply chain and outside of it in multiple industries, while offering convenient investment options to institutional and individual investors. Powered by proprietary AI/ML engines, we are poised to revolutionize the investment space in pakistan, providing a secure and transparent platform for sustainable growth and financial inclusivity.Read more
Fast Moving Consumer
Gold-backed Consumer & Business Financing
Telco Franchises & Retailer Financing
Since 2016, we have built and marketed financial services to the nation’s underserved segments, Now, as a regulated NBFC and P2P financing platform, Finja has been providing purpose-build, closed-loop financing options to the supply chain of different industries, including FMCG, Logistics & Agriculture and has created a sustainable financing book with negligible default rate.
Investing with Finja Invest can allow you to earn higher returns relative to other traditional investment opportunities in Pakistan.
Our Data tracking and Risk Assessment is built on top of advanced Artificial Intelligence (AI) and Machine Learning (ML) algorithms that consider over 100+ data points allowing you to access our prime borrowers that have a satisfactory repayment history.
Your funds can be split into multiple investments in one click, add the amount to your account and select the amount you want to invest, Finja Invest will invest your capital in multiple borrowers within the supply chains of multiple industries.
We have made our process as straightforward and transparent as possible, so that you are always aware of your money.
Your investment is never credited directly to the borrower, instead, the invested amount is paid against the stock the borrower purchases.
Since 2016, we have built and marketed financial services to the nation's underserved segments. Now, as a regulated NBFC, Finja has been providing short-term financing to MSMEs (Karyana Stores) in partnership with leading FMCGs and has created a sustainable financing book with a negligible default rate.
Finja Invest allows the investors to liquidate their investments anytime they want with minimum discount.
At Finja Invest, our commitment to ethical and productive financing is deeply rooted in Islamic principles.
We have been supporting thousands of local businesses since our inception
Invested in Local
Businesses We Have
Peer-to-peer lending has emerged as a noteworthy and appealing asset category. By investing in FINJA Invest, I've been able to capitalize on its advantageous returns and portfolio diversification. I appreciate that my funds are directed towards local SMEs, fostering the growth of Pakistan's business community. Moreover, I'm thoroughly impressed by their exceptional customer support.
FINJA Invest is revolutionizing personal investment in Pakistan by introducing a groundbreaking platform. This platform offers individuals a unique and disruptive way to invest. With FINJA Invest, you can achieve exceptional returns by directly investing your money in local small and medium enterprises (SMEs), helping these businesses expand and flourish.
The idea of peer-to-peer finance is excellent. FINJA Invest has enabled me to achieve appealing returns compared to traditional investment avenues. I have complete autonomy over my investments, allowing me to create a diversified portfolio that encompasses various investment types and risks. Additionally, it's satisfying to know that my investments contribute to the growth of local small businesses in Pakistan.
I have been using Finja Invest for 2 years now and I’m glad that this is how I chose to invest my savings. It’s a hassle free way to invest. It’s very convenient especially for someone like me who didn’t want to do any extensive research or go through any difficult process to invest. I recommend everyone I know to invest here especially women who have little to no good investment opportunities in the country unfortunately.
Given that peer-to-peer finance has already demonstrated its success in developed nations, this presents a mutually beneficial situation. I can select the businesses I want to invest in without facing significant entry obstacles. FINJA Invest provides more appealing returns while also creating a sense of contributing to the growth of local businesses. The thorough due diligence performed by the FINJA Invest team has instilled in me complete confidence to participate in investing through this platform.
Finja has attracted some of the most sophisticated and best financial investors, including ICU Ventures, BeeNext, Vostok Emerging Finance, Quona Capital, HBL, and Gray MacKenzie Engineering Services, a Descon company. The company has closed a $10 million series for its financing platform in recent times.
In a world where opportunities abound, your journey to financial success begins right here. By investing wisely today, you're not only securing your financial future but also nurturing real businesses, helping them flourish and thrive. With our expert guidance and cutting-edge investment tools, seize the chance to earn high returns while making a tangible impact on the growth of the companies you believe in. Qasif Shahid