Founded as a mobile wallet in 2016 by tech veterans Qasif Shahid, Monis Rahman, and Umer Munawar, Finja has since then evolved into a digital lending platform with a focus on micro SMEs (mainly grocery stores) and salaried professionals, offering them a variety of lending and payments services.
After 4 years, Finja is the only fintech company in Pakistan with two licenses namely, the E-money and NBFI, regulated by State bank Pakistan and SECP respectively.
CEO & Co-Founder
COO & Co-Founder
Chairman & Co-Founder
After thorough effort to provide real-time digital credit and payment services to the most underserved segments of the country, the company evolved tremendously in a short period and discovered that the Karyana Stores were perhaps the most neglected yet promising businesses. Hence, they deserve the same funding opportunities that the corporations receive.
During the allocation of real-time digital credit to more than 5000+ Karyana stores, Team Finja had an epiphany and therefore brainstormed Finja Invest into execution.
The ideology behind Finja Invest was to bring the SMEs (Karyanas) at par with the corporations while allowing the hard workers to invest their money smartly and earn higher returns.Start investing Now
Finja has attracted some of the most sophisticated and best financial investors, including ICU Ventures, BeeNext, Vostok Emerging Finance, Quona Capital, HBL, and Gray MacKenzie Engineering Services, a Descon company. The company has closed a $10 million series for its lending platform in recent times.
We hire some of the most experienced professionals in Pakistan to provide the best outcome for you. Our team now offers a secure and reliable platform for easy and accessible investment opportunities.
One of our aims, is to indulge in actions which promotes adequate transparency among our partners. Furthermore, we also only team up with those SMEs which, have the brightest of futures.
We want to challenge traditional investing, and connect borrowers to investors. Their common interest gives us the motivation to work harder and make a difference. A small step today is a big change for tomorrow.
Got more questions? Head to our frequently asked questions page for more answers.